Credit cards can be a beneficial financial tool that helps you build a decent credit score. Having one also helps you earn exciting rewards and cashback from your expenses. If you are considering getting a credit card for yourself but aren’t sure which one to opt for, we may be able to help you out! We have made a detailed list of credit cards that are ideal for those who enjoy shopping and would like to get extra rewards on their retail purchases.

Starbucks Rewards™ Visa® Card
If you are a regular customer at your local Starbucks and couldn’t possibly imagine starting your day without a delicious cup of coffee, this credit card might be a perfect fit for you. After purchase, you incur a $0 annual fee for the first year and are required to pay $49 per year after that. When you use your card digitally for the first time to load cash on your registered Starbucks membership card via the mobile app, you earn 300 Bonus Stars. Moreover, if you spend over $500 on purchases within the first 3 months of getting this credit card, you also get additional 4,500 Stars. You can earn 2 stars per $1 you spend at a Starbucks and 1 star per $4 on other purchases.

Chase Freedom Flex
The Chase Freedom Flex card is a great beginner shopping credit card since it does not require you to pay any annual fees. It also offers $200 as a welcome bonus. The card covers most of your regular expenses including travel, dining, retail, and even drugstore purchases. The regular APR offered by this card varies between 14.99% – 24.74%. However, to be eligible for this card, you must have a very good credit score, which could be anywhere between 700-749. You get to earn about 5% cashback and rewards on your purchases across different categories ranging from travel to local groceries.

Wells Fargo Active Cash℠ Card
Just like the Chase Freedom Flex card, the Wells Fargo Active Cash Card also offers a welcome bonus of $200 for all new users and incurs a $0 annual fee. The $200 welcome bonus is available only after you spend a minimum of $1000 on your credit card in the first three months. The APR can vary between 14.99% – 24.99%, depending on what your credit score is. It offers an unlimited number of 2% cashback rewards on all your purchases. The cash rewards that you earn over a period of time do not have an expiration date and are valid as long as your card remains active.

Macy’s American Express® Card
The Macy’s American Express is another card that is great for beginners. If you are a regular customer at Macy’s, owning this card might help you earn some exciting rewards and cashback. It will ultimately help you save a lot more on your expenses. You do not need to pay any annual fees when you get this card, but you will incur an APR of 25.24%. Within the first two days of activating your card, you can get up to 20% off and save a maximum of $100 each day. Additionally, you get 3% rewards on dining expenses, 2% at gas stations and supermarkets, and 1% on other purchases. When you use this card to spend at Macy’s, the rewards go towards Star Money on all purchases except gift cards.