Commercial auto insurance is a form of insurance that protects vehicles used for business activities. If you often use your personal vehicle for business or own commercial vehicles, it’s a great idea to opt for commercial auto insurance. This is because personal car insurance will not cover vehicles used for business purposes. Right from deliveries to construction businesses, people across industries can benefit from commercial auto insurance.

Check out these reliable commercial auto insurance providers if you’re looking to purchase a plan.

1. Progressive Commercial
   Progressive was founded in 1937 has since grown to become one of the country’s leading commercial auto insurance companies. The provider has an A+ financial strength rating and is a Fortune 200 company, so you can rest assured that it has the financial stability to back you. Progressive offers fantastic coverage with an average cost of $188/month for business auto and $186/month for contractors. The company services all 50 states and also offers several ways to save. They have an option of specialty coverage for non-owner car insurance for employees who use their personal vehicles for business purposes. This is liability coverage for drivers who don’t own a vehicle and frequently rent cars or are required to carry liability insurance to keep their driver’s license. Progressive Commercial offers value-for-money deals through its policies, the size of businesses catered to, and claim settlement.
2. Nationwide
   Nationwide is a reliable commercial vehicle insurance provider, with auto policies covering all critical bases. It includes auto liability, collision coverage, coverage for medical expenses due to auto accidents, uninsured and underinsured motorist coverage, and comprehensive insurance. This provider’s commercial vehicle insurance can also include coverage for borrowed or rented cars and for employees using their personal cars for the business. Nationwide Insurance has been BBB accredited since 1955 and has been in the industry for almost a century. The provider offers customized policies, and potential customers can obtain a quote by initiating an online request or by calling them. Nationwide offers various discounts depending on the commercial vehicle insurance policy you choose. One such choice is the Vantage 360 Fleet® program, which offers a 10% discount on business auto policy.
3. The Hartford
   The Hartford has been in the industry since 1810 and is going strong. It is known for its excellent customer satisfaction and claims payment. The company has a risk engineering team that can help businesses with a fleet of vehicles improve their safety and prevent accidents. Commercial vehicle insurance from The Hartford offers extra protection for a business at no extra cost, which includes coverage for electronic devices, discounts for insuring hybrid and natural gas vehicles, and coverage for leased and loaned vehicles. They are at a slight disadvantage as they do not provide online quotes, but you can always call on them to visit and assist you with providing a quote.
4. Berkshire Hathaway Homestate Companies
   This commercial auto insurance provider is a reliable choice for all businesses, whether with a single vehicle or an entire fleet. Berkshire Hathaway Homestate Companies has an A++ financial strength rating, so you need not worry about their ability to back your needs. Their notable features include extensive product offering, fast quote turnaround, and competitive commissions. Their insurance coverage includes auto liability, physical damage, medical payments, cargo coverage, uninsured or underinsured motorist, and garage keeper’s liability. Plus, the company’s auto rater has a 24-hour response time, and they are known for providing exceptional customer service and integrity.

Ensure that you shop around and request quotes from multiple providers when shopping for commercial vehicle insurance. Choose a company that best suits your requirements without exceeding your budget.