Top 5 home warranty companies to consider

Top 5 home warranty companies to consider

Raul Sims

Most home appliances and systems need to be repaired or replaced at some point. Having a home warranty can provide some relief when it comes to paying for those repairs or replacing damaged items. A good home warranty provider, in general, offers a wide range of coverage options, high coverage limits, and an easy claims process, among other things. Here, we’ve rounded up the top five home warranty companies in the country.

American Home Shield
With more than 50 years experience and over 2 million members, American Home Shield is one of the most trusted home warranty companies in the country. It offers three home warranty plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Even their most basic plan, ShieldSilver, is sufficient for many homeowners as it covers 14 major heating and cooling systems, electrical systems, and plumbing systems. Homeowners can also opt for coverage for pool or spa, roof leak repairs, guest unit, and septic tank among other things. All American Home Shield members can take advantage of Shield Assurances, which cover old items, items without maintenance records, undetectable pre-existing conditions, and much more.

Liberty Home Guard
When it comes to customer satisfaction, Liberty Home Guard is considered one of the best home warranty companies. The provider offers three different home warranty plans: Systems Guard, Appliance Guard, and Total Home Guard. All home warranty plans are customizable with dozens of optional add-on coverage, including pool and spa, lighting fixtures, lawn sprinkler system, second refrigerator, and even pest control. Liberty Home Guard also offers a 60-day workmanship guarantee. The provider makes it easier for their members to submit claims via phone or online at any time of the day.

AFC Home Club
America’s 1st Choice Home Club, commonly known as AFC Home Club, is a top-rated home warranty company. They allow homeowners to choose from four different home warranty plans according to their needs. These include a systems-only (Systems Plan), an appliance only (Silver Plan), and two plans (Gold and Platinum) covering both, along with optional coverage for central vacuum, roof leak repair, stand alone freezer, and more. AFC Home Club also stands out with its long repair guarantee, which lasts until your home warranty plan expires. Members also have the option to choose which contractor comes to their house for repairs. Additionally, members can take advantage of club benefits, such as free credit monitoring and discounts on appliances, restaurants, and more, with their home warranty plans.

Choice Home Warranty
Choice Home Warranty has been in the business for more than a decade and has handled over 5 million service requests to date. The company offers only two home warranty plans: Basic and Total, and is sought-after for its comprehensive Basic plan, which includes repairs and replacement of highly vulnerable systems like heating systems, plumbing systems, and electrical systems, and even some major appliances, such as a water heater and dishwasher. Further, they have several important optional coverages, such as a well pump and septic system. Choice Home Warranty has a good response time, thanks to their network of more than 25,000 contractors located across the country.

Select Home Warranty
Select Home Warranty is an excellent choice for those looking for a budget-friendly provider. Their home warranty plan options include a systems-only plan (Gold Care), an appliance-only plan (Bronze Care), and a plan covering both (Platinum Care). No matter which plan you choose, you get roof coverage and two months of additional coverage for free. Moreover, you can get discounts on multi-year coverage plans. Submitting a claim with the provider is easy and quick and can be done 24/7 by phone or online.

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